Health Funds

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Practitioners and Health Funds

ATMS is a ‘professional organisation’ within the meaning of section 10 of the Private Health Insurance Accreditation Rules 2011. This potentially allows ATMS accredited members to be recognised as approved providers by the various private health funds. Approved health fund provider status is, however, subject to each individual health fund’s eligibility requirements.

Association membership does not guarantee health fund provider status. Health funds maintain their own requirements for provider status. Health funds do not recognise qualifications delivered substantially online, by distance, through correspondence or externally. They also do not recognise overseas qualifications.

Beads of water sitting on a green leaf
Female practitioner looking directly ahead
Ancient Chinese coin and acupuncture needles

What is a Health Fund?

In Australia, a health fund, also known as a private health insurance fund or health insurance provider, is an organisation that offers private health insurance policies to individuals and families. These policies provide coverage for a wide range of healthcare services, including hospital treatments, medical consultations, and some ancillary services like dental care, optical care, allied health services and natural medicine treatments.

Health funds in Australia are regulated by the government to ensure they meet certain standards and provide value to policyholders. People can choose from a variety of health insurance policies offered by different funds based on their needs and preferences. The government also provides incentives, such as the Medicare Levy Surcharge and the Private Health Insurance Rebate, to encourage individuals to take out private health insurance.

Regarding natural medicine practitioners and rebates, private health insurance policies in Australia often provide coverage for certain complementary and alternative therapies, including services provided by natural medicine practitioners.

These services may include

  • Acupuncture
  • Chinese Herbal Medicine
  • Counselling
  • Hypnotherapy
  • Myotherapy
  • Naturopathy
  • Nutrition
  • Remedial Massage
  • Shiatsu
  • Traditional Chinese Remedial Massage (Chinese Massage)
  • Western Herbal Medicine

If you have private health insurance that covers these services, you may be eligible for rebates or benefits when you visit natural medicine practitioners. The rebate amount and specific conditions can vary between health funds and policies, so it’s essential to check your policy details and contact your health fund directly to understand how much you can claim for each visit.

It’s also worth noting that the government regulates health funds and sets guidelines for which natural medicine services are eligible for rebates. Practitioners often need to meet specific qualifications and be registered with relevant professional bodies to be eligible for coverage under private health insurance policies.

Keep in mind that private health insurance can be complex, and policies vary widely, so it’s essential to carefully review the terms and conditions of your policy and consult with your health fund to understand your coverage and potential rebates for natural medicine services.

Health Fund Information

Health Funds Eligibility

ATMS Accredited Modalities & Health Fund Requirements​

ATMS is a ‘professional organisation’ within the meaning of section 10 of the Private Health Insurance Accreditation Rules 2011. This potentially allows ATMS accredited members to be recognised as approved providers by the various private health funds. Approved health fund provider status is, however, subject to each individual health fund’s requirements. Consequently, membership of ATMS does not automatically guarantee provider status with all health funds.

The only Modalities Health Funds currently recognise are Acupuncture, Chinese Herbal Medicine, Remedial Massage and Nutrition. Not every health fund covers every one of these.

To be eligible for health fund provider status, an Accredited Member of ATMS must:​

  • Fill out the Health Fund Application & Declaration Form
    Click Here
  • Be in private practice.
  • ATMS and the Health Funds define Private Practice as ‘Independent private practice means a professional practice (whether sole, partnership or group) that is self-supporting. This means that its accommodation, facilities and services are not provided or subsidised by another party such as a public hospital or publicly funded facility.
  • Have current Provide First Aid on file with ATMS at all times.
  • Have current Professional Indemnity Insurance on file with ATMS at all times
  • Comply with the ATMS Continuing Professional Education (CPE) Policy
  • Have a clinic address (mobile services must have an invoice address and Full street address, no PO Box addresses are accepted)
  • Hold accreditation with ATMS in the relevant modality.
  • Meet the health fund provider status requirements for that modality, which may differ between funds.

The eligibility requirements are explained below. It is the responsibility of the member to provide the required information in order for ATMS to assess the members’ eligibility. ATMS reserves the right to request additional documentation as required in order to assess your eligibility for health fund provider status.

If you have existing provider numbers, please provide each provider number against each clinic and modality. ATMS will then verify with the health funds that these provider numbers are still valid.

Lapsed membership, insurance or first aid or non-compliance with continuing education requirements, will result in a member being removed from the health funds list. As health funds change their provider eligibility requirements from time to time, upgrading qualifications may be necessary to be re-instated with some health funds.

Please be aware that whilst a health fund may indicate that they provide a rebate for specific modalities, this rebate may only be claimable if the client has the appropriate level of health cover with that fund and has not exceeded any limits on how much they are eligible to claim back over a certain period of time. Rebates are only claimable for the consultation (not the medicines or remedies); however this does not extend to mobile work including markets, corporate or hotels or online or phone consultations. Home visits however are eligible for rebates.

All practitioners looking to gain health fund provider status must be familiar with the terms and conditions of provider status with all of the health funds. Being a Provider implies acceptance of the Terms and Conditions for the health funds

Clinic Changes

Please email ATMS directly for any clinic changes on info@atms.com.au

Allow approx. 6 weeks for all funds to receive and update their information with your clinic changes and also to get back to ATMS with provider numbers.

Please be advised that Medibank Remedial Massage have a minimum of 3 clinic addresses.

Bupa have a limit of 4 clinic addresses regardless of the modality.

Health Funds require a full street address, no PO BOXES as clinic addresses.

Phone number and Email address are also required.

Medibank/AHM only accept electronic receipts.

Professional Indemnity / Public & Products Liability Insurance

https://www.gsaib.com.au/associations/australian-traditional-medicine-society-ltd-atms

ATMS have partnered exclusively with GSA Insurance Brokers to tailor a policy for your unique business needs with:

  • 15 months for the price of 12 in your first year
  • Excellent Insurer security with ProRisk
  • Quick and simple online policy application
  • Access to 1 hour free legal advice per policy period – Australia wide
  • Low $250 excess to apply for all PI and PPL claims
  • Regular educational webinars
  • Cover for a broader list of modalities
  • Award winning claims service
  • Employee Fidelity Cover1
  • Statutory Liability Cover2
  • 84 months free automatic run off cover3
  • New ATMS Enquiries Phone Number for GSA: (02) 8274 8199

GSA Insurance email ATMS a weekly list of members who have purchased or renewed their insurance policy. Members are still required to email ATMS a copy of your insurance policy for auditing purposes.

Members may need to upgrade their qualification if there is a 4 week gap or more in insurance, first aid, membership, or non-compliance in your CPE if you hold an older qualification.

The requirements for health fund registration do change and may have changed from the time you registered so you may need to meet them under their current educational standard.

Minimum amount of professional indemnity insurance for Remedial Massage therapists to hold is $2million.

Minimum amount of professional indemnity insurance for Chinese Medicine Practitioners to hold is $5million.

Practitioners, please renew your insurance and first aid in advance and email it email it to ATMS on info@atms.com.au to maintain continuity with the health funds.

Provide First Aid Certificate

Accredited members who wish to have health funds provider status are required to have a current Senior First Aid certificate. A copy of the Certificate must be sent with the application form.

First Aid needs to be renewed every 3 years. The course is officially called Provide First Aid HLTAID011.  Please renew it in advance and email it through to info@atms.com.au approx. 2 weeks prior to the expiry date to maintain continuity of health fund registration.

Home Clinic Application
Hicaps

Members that are registered as an Acupuncturist or Remedial Massage Therapist and hold a Medibank Private provider number are eligible to apply for HICAPS registration.

Ph: 1300 650 852

You will need to supply them with proof of your ATMS membership and a copy of the Medibank letter you received from ATMS with your Medibank provider number stated for HICAPS registration.

Your Guide to Health Fund Terms and Conditions

When you become a provider for a health fund you are agreeing to abide by their terms and conditions. For the convenience of our members, we have listed those below:

Medibank

  • Recognition Criteria for other ancillary health care providers
    Click Here
  • Recognition Criteria for AHPRA registered ancillary health care providers (Acupuncturists)
    Click Here
  • Ancillary Billing Standards
    Click Here
  • Patient Record Standards
    Click Here

HCF

  • HCF Ancillary Click Here
  • Terms and Conditions Click Here
  • De-Registration Policy Click Here
  • Terms and Conditions for Recognised Providers of Extras Services July 2022
    Click Here

NIB

  • Terms and Conditions
    Click Here
  • Acupuncture nib provider recognition criteria
    Click Here
  • Chinese Herbal Medicine nib provider recognition criteria
    Click Here
  • Myotherapy nib provider recognition criteria
    Click Here
  • Nutrition nib provider recognition criteria
    Click Here
  • Remedial Massage Therapy nib provider recognition criteria
    Click Here
  • Traditional Chinese Medicine Massage Tui Na nib provider recognition criteria
    Click Here

Bupa


HBF


Australian Unity

Provider Education Criteria Requirements

Person lying facedown with acupuncture needle along neck and spine

Acupuncture

AHPRA registration: current, no conditions

Australian Unity, Medibank / AHM, CBHS: Advanced Diploma (min.)

NIB, HCF, Bupa, ARHG: Bachelor of Health Science (Acupuncture or Chinese Medicine)

Chinese herbal medicine dried herbs and vegetables sitting in front of apothecary cabinet

Chinese Herbal Medicine

AHPRA registration: current, no conditions

Australian Unity, Medibank / AHM, CBHS: Advanced Diploma (min.)

NIB, HCF, Bupa, ARHG: Bachelor of Health Science (Acupuncture or Chinese Medicine)

Modality-Image-Counselling_815x283px

Counselling

Medibank/AHM: Diploma in Counselling

Woman lying on couch while hypnotherapist conducts session

Hypnotherapy

Minimum qualification: Government Accredited Diploma

Myotherapist applying pressure to clients quads to relieve tension and pain

Myotherapy

ARHG, NIB, CBHS: Government Accredited Advanced Diploma

Bupa

  • 22656VIC – Advanced Diploma of Myotherapy
  • 21920VIC – Advanced Diploma of Remedial Massage (Myotherapy)
  • 21511VIC – Advanced Diploma of Remedial Massage (Myotherapy)
  • 22248VIC – Advanced Diploma of Myotherapy
  • 22316VIC – Advanced Diploma of Myotherapy
Naturopath in consultation with client as they review results and discuss supplements

Naturopathy

TBC

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Nutrition

Medibank, AHM, NIB, GU Health, Australian Unity: Minimum Government Accredited Advanced Diploma

ARHG (HBF, QLD Country, Phoenix Health, West Fund, Health Partners, Mildura District Hospital Fund): Minimum Bachelor of Health Science (Nutrition) with at least 300 hours of on-campus supervised clinical practice

Woman lying face down on massage table while accredited remedial massage therapist massages their upper back

Remedial Massage

Health Funds: Medibank/AHM, BUPA, HCF, ARHG, Australian Unity, NIB/GU Health

  • New applications: Government Accredited Diploma in Remedial Massage (HLT50307 / HLT52015 / HLT52021)
  • Medibank/AHM, HCF, ARHG:
    • 12 months full-time (or 18 months part-time), no overseas qualifications
    • Minimum 50% on-campus delivery; supervised clinic: 20% for Medibank/AHM, 200 hours for HCF/ARHG
    • College letter required with course dates, total hours, and clinical hours
  • CBHS: Certificate IV in Massage
  • BUPA accepted diplomas: HLT52021, HLT52015, HLT50307, HLT50302
Client lying on massage table experiencing a facial Shiatsu massage looking relaxed and content

Shiatsu

TBC

Client receiving Traditional-Chinese Massage on her palm and wrist

Traditional Chinese Remedial Massage (Chinese Massage)

ARHG:

  • Recognises Chinese Remedial Massage only under Remedial Massage (REM).
  • Members with an Australian Government Accredited HLT Diploma in Chinese Medicine Remedial Massage are classified as R in their provider number.
  • Chinese Massage / Oriental Massage is not recognised as a separate modality.
  • Accepted qualification: Diploma of Traditional Chinese Medicine Remedial Massage (An Mo Tui Na).

Medibank & BUPA:

  • Recognise Chinese Remedial Massage if the member holds an Australian Government Accredited HLT Diploma.
Cup of tea with chamomile, lemon, ginger and honey

Western Herbal Medicine

TBC